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Impact of Household Credit on Education and Healthcare Spending by the Poor in Peri-Urban Areas, Vietnam / Holmes, Mark

Tác giả : Holmes, Mark

Nhà xuất bản : ĐHKT

Năm xuất bản : 2014

Chủ đề : 1. Household. 2. Matching. 3. Peri-urban. 4. Article.

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Tóm tắt :

There is an ongoing debate about whether microfinance has a positive impact on education and health for borrowing households in developing countries. To understand this debate, we use a survey designed to meet the conditions for propensity score matching (PSM) and examine the impact of household credit on education and healthcare spending by the poor in peri-urban areas of Ho Chi Minh City, Vietnam. In addition to matching statistically identical non-borrowers to borrowers, our estimates also control for household pre-treatment income and assets, which may be associated with unobservable factors affecting both credit participation and the outcomes of interest. The PSM estimates show a significant and positive impact of borrowing on education and healthcare spending. However, further investigation of the effects of the treatment reveals that only formal credit has a significant and positive impact on education and healthcare spending, while informal credit has an insignificant impact on spending. This paper contributes to the limited literature on peri-urban areas using evidence from one of the largest and most dynamic cities in Southeast Asia.
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 Thông tin dữ liệu nguồn

 Thư viện  Ký hiệu xếp giá  Dữ liệu nguồn
Đại học quốc gia Hà Nội
https://repository.vnu.edu.vn/handle/VNU_123/12956

 

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Tác giả : Mark Holmes, Peter Cockcroft

Nhà xuất bản : Blackwell Publishing

Năm xuất bản : 2008

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Higher Productivity in Exporters: Self-selection, Learning by exporting or both? Evidence from Vietnamese Manufacturing SMEs / Holmes, Mark

Tác giả : Holmes, Mark

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